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October's Terms and Conditions

Disclaimer

This is an english translation of the german General Terms and Conditions and in no case constitutes the binding version which only the german version does.

October is the new name of Lendix

.

welcome to the German website of october.eu and app.october.eu (hereinafter jointly referred to as the "Website" or "Site").

the Website is operated by October Deutschland GmbH

c/o Mazars, Theodor-Stern-Kai 1 | 60596 Frankfurt am Main

e-mail address:

Webseite



the company
:Frankfurt am Main Amtsgericht Frankfurt am Main HRB 112412

BGeschäftsführer: Thorsten Seeger und Pascal Ouvrard

(hereinafter referred to as "October")










.

1. access to the Website1

.1 General ProvisionsIn order to

access and use all the features of this Website, you must be of legal age or a minor with the consent of your legal representative, you must not be a "US citizen" as defined by the US tax authorities, and you must have a bank account in the eurozone, a valid e-mail address and a mobile phone number

.access to some sections of the

Site requires the

use of

  • the last 3 tax returns
  • Repayment schedule of your existing debts

An analyst will contact you as soon as possible by e-mail and/or telephone to study your project and better understand your needs. The analyst may ask you for additional documents as necessary to prepare his analysis, which he will then formally submit to the October Factory Credit Committee

.

the duration of this process varies and takes an average of 4 to 5 working days, depending on the nature of the request and the speed of information exchange

.

after validation by the October Factory Committee, the grant application is sent to October IFP, which decides on eligibility for the grant

.

1.2.3 KYC (Know Your Customer) process - verification of your company's identity and the identity of the manager(s) entitled to commit the company.1.2.3 KYC (Know Your Customer) process - verification of the identity of your company and the identity of the manager(s) entitled to commit the company

  • to disseminate content that is offensive, defamatory, unauthorised, malicious, invasive of privacy or image rights, or incites violence, racial or ethnic hatred
  • to pursue political, propagandistic or missionary purposes;
  • to publish advertising content or advertising campaigns;
  • to disseminate information or content harmful to minors;
  • to commit unlawful acts, in particular the infringement of copyrights on software, trademarks, photographs, images, texts, videos, etc;
  • to use a defamatory or malicious username that violates the privacy or image rights of others, or to incite violence, racial or ethnic hatred
2.

1 Services offered on the websiteOctober

offers a credit platform for small and medium-sized enterprises (SME)

.requirements if you want to borrow on the websiteYou

are a company resident in Germany and registered in the commercial register and have at least two financial years behind

you.

You need a professional loan to finance a specific project quickly and without any quid pro quo

.

October's teams will analyse your request and give you access to a database of investors willing to finance your project. to this end, you undertake to provide October with correct, precise, complete and complete information about your project and the situation of your company

so that October

can

examine

your

request

and

publish

the

information

on

the

website

.

w

e recommend

that

you

read the general

terms and conditions

of

our

payment service provider

and/or

electronic money institution

or

  • You no longer have access to the data contained in your October account;
  • You will no longer benefit from the information and opportunities on the website;
  • You will no longer be able to access the services offered by the website
To

close your October account, you must send an email from your email address to [email protected] stating your wish to close your October account. The funds remaining in the October account can only be transferred to the bank or post office account whose details you provided us with when you registered and

you

will receive a confirmation email from October within a maximum of 30 days confirming that your October account has been closed.8

Intellectual

PropertyThe

website and all its components (such as trademarks, images, text, videos, etc.) are protected by intellectual property rights.

the

development of this website has involved significant investment and the joint work of our teams. for this

reason,

unless

expressly

stated

otherwise

herein

,

we

do not

grant you

any

right other than

the right

to

consult

the website for your strictly

personal use.

any

use

,

reproduction