October's Terms and Conditions

October is the new name of Lendix

.

Welcome to the German website of october.eu and app.october.eu (hereinafter collectively referred to as the "Website" or the "Site").

The Website is operated by October Deutschland GmbH

c/o Mazars, Theodor-Stern-Kai 1 | 60596 Frankfurt Am

Main e-mail address:

[email protected] Registered office:
Frankfurt am Main Amtsgericht Frankfurt am Main HRB 112412 B

Managing Director: Thorsten Seeger (

hereinafter referred to as "October").

1. Access to

the Website

1.1 General Provisions

In order to access and use all features of the Website, you must be of legal age or, if you are a minor, you must act with the consent of your legal guardian, you must not be a "U.S. citizen" as defined by the U.S. Internal Revenue Service, and you must have a bank account in the Eurozone, a valid e-mail address and a mobile telephone number.

Access to some sections of the Site will require the use of personal

• the last 3 tax returns
• Repayment schedule of your existing debts

An analyst will contact you by email and/or phone as soon as possible to investigate your project and better understand your needs. The analyst may ask you for additional documents, if needed, to prepare their analysis, which they will then formally submit to the October Factory Loan Committee.

The

duration of this process varies and takes an average of 4 to 5 business days, depending on the nature of the request and the speed of information exchange.

After validation by the October Factory Committee, the funding request is sent to the October IFP, who will determine eligibility for eligible funding.

1

.2.3 KYC (Know Your Customer) Process - Verifying the Identity of Your Company and the Identity of the Officer(s) Authorized to Obligate the Company

Because

October is subject to applicable anti-money laundering and anti-terrorist financing regulations, we must par

• to distribute content that is hurtful, defamatory, unauthorized, malicious, violates privacy or image rights, or incites violence, racial hatred, or ethnic hatred;
• for political, propaganda or missionary purposes;
• to publish advertising content or campaigns;
• to disseminate information or content harmful to minors;
• to commit unlawful acts, in particular the infringement of copyrights on software, trademarks, photographs, images, text, videos, etc;
• to use a defamatory or malicious username that violates the privacy or image rights of others or to incite violence, racial or ethnic hatred.

2.

1 Services offered on the website

October offers a lending platform for small and medium-sized enterprises (SMEs).

Requirements if you wish to lend on the website

You are a company established in Germany and registered in the Commercial Register and have at least two financial years

under your belt You

need a professional loan to finance a specific project quickly and without any consideration

October's

teams will analyse your request and give you access to a database of investors willing to finance your project To this end, you undertake to provide October with correct, accurate, complete and complete information about your project and your company's situation so that October can assess your request and publish the information on the site

We recommend that you read the terms and conditions of our payment service provider and/or e-money institution od

• You will no longer be able to access the data contained in your October account;
• You will no longer be able to benefit from the information and opportunities on the website;
• You will no longer be able to access the services offered by the website.

To

close

your

October account, you must send an email from your email address to [email protected]

expressing your wish to close your October account. The funds remaining in the October account can only be transferred by wire transfer to the bank or postal account whose details you provided to us during registration. You will receive

a confirmation email from October within a maximum of 30 days confirming that your October account has been closed. 8. Intellectual

Property The

website

and all its components (such as trademarks, images, texts, videos, etc.) are protected by intellectual property rights

. The

development of this website has involved significant investment and the joint work of our teams. For this reason, unless expressly stated otherwise herein, we do not grant you any right other than the right to consult the website for your purely personal use. Any

use, reproduction or D